Personal Finance Tips

Whether you want to:

§         Manage your funds for security reasons,

§         Make a lot of money,

§         Live secured and comfortably, or even

§         Yank yourself free from your financial disasters!

Nonetheless, the information in this financial survivor guide is more important than ever. I mean, of course it is! Money is the subject here – so important because we use money everyday.

When you go to the nearest grocery, you need money. When you pay your bills, you need money. When you want to invest, you need money. When you earn your next income, there is your money to pay all of the above.

We humans are the only one using money in today’s world – nope, not your “Tickle Me Elmo” doll, not your favorite plants, and certainly not your dog!

As you can see, money play major roles in our everyday lives so why not study it instead of ignore it?

Yes, what I am saying is indeed in its simplest statement, but it is this financial ignorance that is causing financial disasters everywhere, even too eminent to ignore!

What is this website for?

Formal studies show that an approximate 95% of a country’s population is not rich and in some poorer countries, even 98 – 99%.

No, the objective of this website is not about:

ý    How to make a million dollars

I know this sounds awkward, especially if you desire to pursue millions of dollars. Most books are already doing so well teaching others how to make millions but I am taking care of a HUGE loophole here: you need to build a mental preparation and foundation first-hand before reaching for your first million.

Besides, how can you possibly build a skyscraper on a weak foundation? Yet, this is what most people are trying to disprove of everyday – by trying to get rich on weak mental foundation

ý    How to get rich quick

Sorry, wrong website.

ý    Hot investment tips

While I will be covering some basic investment rules (ones that you probably do not know well) in this book, do not expect me to dispense the latest stock tips, or how and where to buy your first property. That is homework for you to do, and a subject of another book.

ý    Financial planning (in text book language, that is)

I understand that not everyone understands the language of professionals, and there is a big chance that you do not. This financial survivor’s guide is stripped of all those technical jargons and mind-boggling math.

That means, you do not need to have a financial calculator to decide your financial situation (fifth grade math would do, honestly) and of course, it is all in simple, fun, layman’s terms.

In all, this guide to taking control of your personal finances and financial management is presented in its simplest, fun form that you can literally use and apply in the shortest time possible!

I also warn you, though, that it is also because of the over simplicity of the information in this guide that causes financial disasters and miserable lives everywhere, simply because most of us were too smart to overlook them.

The price to pay? Our financial freedom!

Having said that, the ultimate objective of this book is to help guide to first, be aware of your financial situations, goals and options. Secondly, this book is aimed at helping you go through your four levels of changes (described later in this book) in order to achieve your desired financial position and last but not least, have you set on the right track for taking action.

When all these are achieved, this website has done its job. Of course, this website can only help this much as personal finance is pretty much an art of its own. So, if you are the one with some debts, this website may help a little but you will need to get debt management advice from a professional if you do need help.

Nonetheless, there is no more to my wish than to have you read this website's content and apply them as soon as possible.

Be sure to grab a cup of coffee, because I am very certain you will want to take your financial life as important as your academic studies.

All set? Let’s get started!

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